Financing Options
A new DuraMax shed, garage or insulated building doesn't have to be a one-shot expense. Split your order across small biweekly or monthly payments at checkout — fast approval, no impact on your credit score to prequalify.
Buy now. Pay in 4 — or up to 24 months.
Shop Pay Installments and Affirm are available at checkout on every order over $50. As low as 0% APR for qualifying buyers. Prequalification takes seconds and won't affect your credit score.
Two ways to pay over time.
Both are offered at checkout — pick the one that fits your budget and timeline.
Shop Pay Installments
Split eligible purchases into 4 equal payments, paid every 2 weeks.
- 0% APR, no interest, no fees
- Approval in seconds at checkout
- Soft credit check — no impact on credit score
- Manage payments in the Shop app
Affirm Monthly Financing
For larger purchases — sheds, garages, insulated buildings — split your order into fixed monthly payments.
- 3, 6, 12, or 24 month terms
- 0–36% APR based on credit (often as low as 0%)
- Prequalify with no impact on your credit score
- Pay through Affirm app or web portal
Estimate your monthly payment
Enter an order amount and we'll show example payments across common terms. Final rate depends on your credit and is confirmed by the lender at checkout.
Three steps. About sixty seconds.
From cart to approved financing in less time than it takes to make coffee.
Add to cart
Pick your DuraMax product and head to checkout as you normally would.
Choose financing at checkout
Select Shop Pay Installments or Affirm as your payment method. Prequalify in seconds with name, email and a soft credit check — no impact on your score.
Pay over time
Make payments biweekly or monthly directly through Shop Pay / Affirm. We ship your order on the same standard timeline regardless of payment method.
Common questions
Does prequalifying affect my credit score?
No. Prequalification at checkout uses a soft credit check that does not affect your credit score. Affirm only performs a hard credit inquiry if you proceed with a longer-term loan and accept the final terms — and even then, the impact on most credit profiles is minimal.
Who is eligible to finance?
You must be 18+ (19+ in Alabama / wards of Nebraska), a US resident with a valid mobile phone number, and have a stable income source. Final approval and APR depend on the provider's review of your credit profile and the order amount.
Will I get 0% APR?
Shop Pay Installments 4-payment plans are always 0% APR on eligible orders. Affirm monthly plans range from 0–36% APR — many qualified buyers see 0% on shorter terms (3 months) or low single-digit rates on longer terms. The exact rate is shown before you finalize the loan.
What if I return my order?
If your order is returned per our return policy, the refund (less restocking and freight per our terms) is credited back through the financing provider. Any payments you've already made are returned to you, and remaining scheduled payments are cancelled. You won't owe more than your refund amount.
Is there a minimum or maximum order?
Yes. Shop Pay Installments 4-payment plans require an order of $50–$1,000. Monthly plans through Shop Pay / Affirm typically cover $150–$17,500. Orders larger than $17,500 may qualify for custom financing — contact us and we'll arrange a quote with our finance partner.
Are there any hidden fees or late charges?
No prepayment penalties. No surprise fees. Late payment terms depend on the provider — Shop Pay Installments does not charge late fees on the 4-payment plan. Affirm long-term loans may have late payment policies disclosed in your loan agreement. You'll always see the full terms before you accept.
Ready to shop?
Browse the full DuraMax catalog. Financing is available on every order over $50 — just pick it at checkout.
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